Built in Africa. Inspired by people.
AFRICA UNITED™ – More than the banks. More than the cards was founded with a simple mission: to combine timeless ciber security with modern digital convenience.
✓ About Us
Our Story
Founded in Africa by Javier Clemente Engonga, digital entrepreneur and busienss executive, AFRICA UNITED™ – More than the banks. More than the cards set out to redefine everyday banking. While traditional banks focused on systems, we chose to focus on people — their needs, their privacy, and their independence.
Today, AFRICA UNITED™ – More than the banks. More than the cards serves clients across Africa and the globle, delivering a fintech experience that is secure, intuitive, and genuinely uplifting.
Our Values
Precision
Every detail matters - from encryption protocols to the ergonomics of our mobile app.
Transparency
Clear communication and fair pricing. Always.
Human Approach
We believe trust is built through empathy, honesty, and real support.
There's a lot to love
about AFRICA UNITED™ – More than the banks. More than the cards.
Cyber Security
Swiss-Grade Encryption
Advanced multi-layer protection keeps your data and transactions secure at all times.
Customer Support
Human Help, 24/7
Real people ready to assist you any time — not bots.
Lifestyle & Rewards
Smart Benefits
Earn rewards, cashbacks, and travel perks with every purchase.
Digital + Fintech
Clear, Transparent Fees
No hidden surprises. Always know exactly what you pay for.
Frequently Asked Questions
How secure is AFRICA UNITED™ – More than the banks. More than the cards?
We use multi-layer encryption, secure servers located in Switzerland, and continuous real-time fraud monitoring.
Are there hidden fees?
No. Every fee is shown clearly inside the app.
Can I use AFRICA UNITED™ – More than the banks. More than the cards internationally?
Yes — our cards and app support international payments and travel protections.
How fast is account setup?
Most clients complete onboarding in under 5 minutes.
Unlock More Financial
Freedom Today!
Discover smarter banking with industry-leading security and a seamless mobile experience.